Multi-Property Landlord Insurance

Looking for landlord insurance for multiple properties? PML provides single-policy cost-saving solutions for entire rental portfolios, from floor tiles to ceiling tiles.

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What is Multi-property Landlord Insurance?

Multi-property landlord insurance is an umbrella insurance solution for those who rent out multiple properties.

Rather than you having to take out single policies and individual cover for every one of the homes in your portfolio, this brings them into one insurance “home”.

That means one cost, one renewal date, one specialist team, and a whole lot less admin.

What does Multi-property Insurance cover?

*Please note this is available at no extra charge if you take out a policy with MS Amlin. We have a panel of thirteen insurers, most of which offer cover for Legal Expenses.

Multi-property Landlord Insurance: The important stuff

Why Protect My Let?

If you’re a landlord with a number of rented properties, at Protect My Let, we strongly suggest that you consider the various benefits of multi-property landlord insurance.

First and foremost, this allows you to bring all your rental estate under one single policy. So, think about the dual savings in terms of both cost and paperwork/admin.

The other advantage of having just a single multi-property landlord insurance policy is that there’s just the one renewal date – which means you’ll never forget and will be able to track everything with ease.

Large property portfolios are a particular specialism of PML’s. We have the specialist skills, people, and experience to make sure every one of your rented properties has the correct cover.

Every landlord does things differently

And we get that. Whether it’s one property you look after yourself, down to fixing a leaky faucet; or you invest in a few rental places with minimal direct involvement; or the rental business is your main enterprise that covers a big property portfolio creating substantial income, at PML we can support that with correct and comprehensive cover.

Cover features and benefits

So, what’s in it for you? At Protect My Let we find competitively priced multi-property landlord insurance options, tailored to your exact needs, including:

  • Buildings insurance to keep your whole portfolio protected
  • Depending on the insurer you’re placed with, up to £25,000 of landlord contents cover included as standard
  • Loss of rent and alternative accommodation cover for up to three years
  • Landlord liability insurance
  • Accidental damage cover as standard with every policy
  • Up to £100,000 legal expenses covering your whole property portfolio, depending on who you’re placed with
  • All your legal documents available at the touch of a button, including draft tenancy agreements

Comprehensive cover with exceptional personal service. We’ll even do all the leg work and admin for you.

Read more in our guide to multi-property landlord insurance.

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Frequently asked questions

What insurance do I need as a multi-property landlord?

If you’re renting out more than one property, multi-property landlord insurance is your most essential cover.

What are the benefits of Multi-property Landlord Insurance?

Multi-property insurance from Protect My Let is a single policy that covers all your rental portfolio. This streamlined approach means just one renewal date, one cost (unless there’s a change to your policy) and much less admin.

What’s the best way to insure my property portfolio?

At PML, our specialist team have the insight, experience, and contacts to align you and your property portfolio with the most suitable insurance solution. Whether you have a number of student lets, manage multiple blocks of flats, or own several houses on one street, we can guide and provide the best outcome.

Can I add more properties to my multi-property landlord insurance policy?

Yes. You will of course need to let the PML team know and provide full details of the additional properties.

Can I cover different types of properties with multi-property landlord insurance?

Yes. You may have blocks of flats, shared accommodation and conversions – all can be covered with multi-property landlord insurance, although these may be on separate policies.

How many properties can I cover on a multi-property landlord insurance policy?

You may cover as many as required over and above one property, but as the name suggests this is ideal for those with multiple rented properties.

Can I cover residential and commercial properties on the same policy?

No. Residential and commercial property rentals do require separate policies, but please speak to PML who can advise on the most straightforward and cost-efficient way to arrange this.

Help another landlord out

We know that it’s not always easy being a landlord. And with constantly changing legislation, it’s especially tough right now. That’s why now more than ever we want to help more landlords like you.

If you know other landlords, tell them about us and you could earn yourself £50 if and when they take out a policy with Protect My Let. Plus, they’ll enjoy a £50 discount on their first policy with us*. Win-win!

*Terms and conditions apply:
To qualify for this offer, you must be an existing customer or be recommended to us by an existing customer. For existing customers, please make sure that in giving us your recommended friend’s contact details, they agree to be contacted by Protect My Let for a property owners quote. Payments are limited to £50 for each new customer. New customer policies must be in force for at least one month before we make payment. Please allow at least 90 days for delivery of payment. We reserve the right to withdraw this offer at any time.

How do I make sure I’m not underinsured?

As the property owner, it’s your responsibility to make sure that you provide up-to-date figures to your insurer. Read more about avoiding being underinsured as a landlord of multiple properties.

Read our Policy Documents

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